More Resources Better Solutions
Let me find the right financing for your real estate project.
You know the home you want. We make it happen to fit your needs
We Offer Customized Mortgage Options to Secure Your First Home
Buying your first home can feel overwhelming, but we make it simple with personalized, unbiased mortgage expertise. We work with over 70 lenders to find the best rates and terms made to your needs. Our goal is to secure lower rates and better mortgage options, ensuring a smooth home-buying experience. From your first consultation to signing your mortgage, our services are completely free. Whether you need guidance on pre-approval, down payments, or loan options, we are here to help. Let us help you find the perfect mortgage solution and make your dream of owning a home in Calgary a reality.
First-Time Home Buyer Calgary
Buying your first home in Calgary requires planning and the right support. Get pre-approved by a trusted mortgage broker, explore first-time buyer programs, and research the market. Work with professionals like real estate agents and home inspectors, and do not forget to budget for closing costs. With expert guidance, you can confidently secure your dream home.
Why Work with us for Home Buyer Mortgage in Calgary
Choosing our team for your home buyer mortgage in Calgary comes with several benefits. We provide personalized service, making the mortgage process simple while saving you time and money. With over 20 years of experience, our experts offer clear guidance and personal advice to help you make informed decisions. We work with a wide range of lenders, giving you access to various mortgage options, including first-time home buyer programs, mortgage renewals, new home purchases, and refinancing. Our clients appreciate our dedicated support throughout the process. We also assist you in accessing first-time home buyer programs to make homeownership more affordable. By working with us, you get a team committed to securing the best mortgage solution for your needs.
What are the programs available to First Time Home Buyers in Calgary
As a first-time home buyer in Calgary, several programs can assist you in making homeownership more affordable:
Home Buyers' Plan (HBP):
This federal program allows you to withdraw up to $35,000 from your Registered Retirement Savings Plan (RRSP) to use as a down payment, tax-free. If purchasing with a partner, both can withdraw for a combined total of $70,000. The withdrawn amount must be repaid within 15 years.
PEAK Program (Public Essential and Key):
This initiative offers eligible buyers a grant of up to 5% of the home’s purchase price to assist with the down payment and closing costs. It is designed to make homeownership more accessible for individuals in essential roles within the community.
Attainable Homes Calgary Corporation (AHCC):
This local initiative offers down payment assistance and affordable homeownership options through a shared equity model. Qualified buyers can purchase a home with a down payment as low as $2,000.
First-Time Home Buyers' Tax Credit:
Eligible first-time buyers can claim a non-refundable tax credit of $10,000, resulting in a tax rebate of up to $1,500.
By exploring these programs, you can find valuable support to ease the financial aspects of purchasing your first home in Calgary.
What they say About my services
Subscribe to our Newsletter!
Subscribe to our newsletter and Stay updated.
Commonly Asked Questions
Pre-approval helps you understand your budget, lock in interest rates, strengthen your offer, and speed up the mortgage approval process.
- Purchase
- Refinance
- Renewal
- Private mortgage
- Reverse mortagge
- Pre approvals
- commercial mortgages
Programs like the Home Buyers' Plan, First-Time Home Buyers' Tax Credit, AHCC, and PEAK Program offer financial support. We help you access these programs easily.
The pre-approval process usually takes a few hours to a couple of days, depending on how quickly you provide the necessary documents. Working with our expert team ensures a smooth and fast process.